Warning:Fundingpeer provides its services at no cost to you. There is no upfront or extra charge to pay

Fundingpeer - a reliable hub of loans online

Have you felt desperate due to financial disasters? Or would you always be unable to make credit card bills or dues? Indeed, help is within reach for those feeling unfortunate. We have got easy loans for your financial shortages.

  • Inclusive in offering short-term loans for bad credit

    Unlike other lenders, we do not offer loans based on your credit score. Instead of credit history, we focus on your repayment ability to offer comprehensive and easy financial assistance.

Online Loans
  • We have solutions for all your financial circumstances

    We have precise solutions to cover your financial crises in different situations. Our team of experts will do the necessary checks while processing your loan application. It will let us assist you with appropriate loans.

  • We do not come with a one-size-fits-all approach

    Our highly trained and well-experienced professionals treat our clients individually based on their situations and offer loans as per their financial conditions.

Our seamless services ensuring easy loans

We are a reputed Loan Lender in the UK specialising in helping people who need instant cash flow to cover financial crises. Our loans are also available for people with less-than-perfect credit scores.

We offer loans for almost any purpose. We offer the following loans to cover your financial needs:

Business Loans

Business loans

Do you need instant funding to grow your UK business, or are you looking for financial support for your start-ups?

We offer a perfect business loan that can provide fast and affordable funding and assist you in reaching your business goals with ease.

We are here to help you with our flexible loans, and from here, you can find which is right for your business.

  • Flexible financing for your start-ups or business
  • Seamless and Personalised quote
  • Loans for Bad Credit Possible
  • Borrow up to £100,000
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Bad Credit Loans

Bad credit loans

These loans are mainly available to assist people with poor credit histories. However, we offer loans with no credit checks, so our services are perfect for people with any credit history.

We have designed these loans to give instant assistance to people struggling to secure their credit elsewhere.

Getting a bad credit loan from Fundingpeer eliminates complications created by money shortages.

  • No Fees or additional charges to pay
  • You could pay back your loan early
  • Our loans are managed online
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Unsecured Loans

Unsecured loans

Our unsecured loan options do not require you to make your valuable asset as security while applying for a loan. There are no hidden charges or fees.

These loans are for small borrowing between £1,000 and £25,000, so they can be useful for short-term money needs.

Unsecured personal loans come with flexible repayment and interest rate. It is useful if you don’t own property, a home, or any assets.

  • Flexibility with repayment terms
  • It does not require security or eliminate the need for a guarantor
  • Fixed interest rate
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Guaranteed Loans

Guaranteed loans

A guaranteed loan is a common type backed by a third party, and the guarantor needs to make the repayment if you default on it.

We also offer guaranteed payday loans. Still, you apply for loans with bad credit or poor credit.

To access our guaranteed loans, our customers must meet the below criteria:

  • Employed or need to have sufficient monthly income
  • Valid UK account with proper address
  • Need to have the ability to make repayments on time
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Same-Day Loans

Same-day loans

These loans work like personal loans and are disbursed immediately after successfully submitting the loan application.

If you need money? Our same-day funding will help you. These are mainly available for people who want to borrow money quickly, easily, and efficiently.

We are also specialised in facilitating short-term loans for bad credit on the same day.

  • Loans available without collateral or security
  • You will get money on the same day even in any financial situation
  • Repay in an affordable way
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Personal Loans

Personal loans

Are you looking to choose personal loans from a direct lender? You are in the right place. We offer personal loans in different categories, a form of flexible lending.

It is an unsecured credit. It can be provided based on criteria including repayment capacity, income, credit history, profession, etc., and can be used for any purpose.

You can use the borrowed sum to renovate your home or wedding or pay high-interest debts.

  • A simple application takes a few minutes.
  • Fixed rates which let you know the exact repayment
  • Unsecured and multi-purpose
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What process we follow to ensure same-day funding

If you need money to cover emergency needs, approach us to get a loan today. Our loans are convenient and uncomplicated to apply for online. We follow an easy yet seamless procedure for processing your application.

Fill a Single-Page Form
Check your eligibility

When it comes to applying for a loan, you easily check whether you are eligible for our loan or not online. For this, you can immediately start.

A Quick Analysis
Apply online in a few minutes

You can easily apply for loans online. We need only a few details, and our application process only requires a little time to complete.

Approval and Funding
Get loan decision instantly

If we approve your application, you will get personalised quotes. Also, receive money instantly in your bank account.

Why choose Fundingpeer?

We are the one-stop destination to get loans for your financial needs. However, getting loans from a direct lender like us becomes easy than you think. Most importantly, our process will not affect your credit history.

  • Our loan products assist people who struggled with aspects like poor credit scores or history in the past. You only need to show your affordability to apply for our loan.
  • We are a reputed loan lender in the UK committed to providing easy loans online. We never follow any complicated process or charge a fee during the application procedure.
  • Our team progressively works, and we will update you about your loan eligibility or conditional decision in a few minutes.
  • To avail of our loan products, you don't have to be a property owner because we bring a lot of unsecured loans to tenants. We also offer loans to individuals who are living with their parents.
  • Our dedicated team is committed to assisting you with the best loan options. With our service, we help people with bad or no credit.
  • With the proper understanding, we will help you borrow money in the UK when you need it, and the repayment period will be 18 to 60 months.
  • As a private loan lender, we use a Soft Searching methodology to process your application. It means our process will not affect your credit file even if you are not eligible or unsuccessful.

Professional lending and guidance

Our professional team is here to assist you at any time. Please talk with us about your needs. We help you to get Quick Cash.

Top questions people ask us

Can I get loans with very bad credit?

Yes, you can easily get loans for adverse credit by approaching a direct loan lender. We have designed most loans to help people with bad or very poor credit without collateral.

Can I access a personal loan without a guarantor?

Of course, yes. You can easily avail of any loan with no guarantor. We check your repayment capacity instead of your credit history in this scenario. However, you can get loans at the best rates with favourable terms.

Is it practical to apply for a loan with no income?

Yes. Many direct lenders are willing to offer loans for unemployed or jobless people by considering other sources of income. If you don't have a job, you can qualify for a loan based on your property, assets or part-time income.

Are small loans come with higher interest rates?

Getting small loans online is perfect for short-term usage and is offered instantly. Usually, these loans come with higher interest rates than other loan products. We can still assure you of competitive rates.

Why do people go with unsecured loan options?

Unlike a secured loan, choosing an unsecured loan is one of the smart choices because it does not require any form of security. However, these are relatively lower risks for the borrower. Furthermore, the amount will vary based on some factors. There are different categories of loans available based on your financial circumstances rather than the properties or value of your asset.

Is emergency loans worthy of the choice?

While emergency loans are perfect for covering some urgent needs, there are better options for long-term usage. However, a short-term emergency loan is useful to keep your finance back on track. You may explore other loan options if you don't need money for an emergency. Decide on an affordable loan with a flexible interest rate and repayment terms.

Our success stories

Many individuals and business people in the UK have been backed with the help of our loan products. Please go through our success stories below to help you know our support. With our flexible loan products, we have helped many people to turn their dreams into reality.

I have a small loan from Fundingpeer and applied with the lender. They processed my application Fast, and I got the money within 2 hours of the approval of my application. I love and suggest the lending company to all.

I had a lot of repayments. When I approached the Fundingpeer service, I got the best loans with them, and everything is going well. With the loan, I had repaid my dues. Overall, chose the company for having a very good lending service.


Fundingpeer is one of the top UK lenders who made me feel comfortable during the process. I encountered difficulties with my dues and debt repayments, and the professionals needed more understanding. The experts gave me the perfect solution to manage my expenses through the loan. I recommend the lender to friends and family for money needs.

My loan was processed in a risk-free manner at Fundingpeer. The service is a convenient yet easy-to-use website that makes everything simple right from the application process. I have enjoyed their service, and subsequent early repayment of loans assisted me in exploring limitless benefits. Thanks to you.

Fundingpeer is one of the best lending companies for money needs. The services are excellent, and the company deal with different loan options. My applied loan was transferred to my account after approval of my loan application. I recommend them to the one who needs money immediately.

Apply now